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Everything's Computer... Credit

July 9, 2025 • 1:54:27

In Episode 32, True North - Episode 32 - Everything’s Computer Credit 1. Key discussion points include agenda rundown, bitcoin leverage, law of large numbers, eoy btc holdings predictions, s&p 500 catalyst. Market context: MSTR closed at $415.41 with mNAV at ~1.96.

Market Snapshot

  • Date: 7/9/25
  • MSTR Open/Close: $401.60 / $415.41
  • Volume: 13,065,370 shares
  • mNAV: ~1.96
  • Market Cap: ~$116B
  • U.S. Market Cap Rank: 93
  • BTC Held: 597,325

Chapters

  • 00:00:00cue the music: reggae vibes
  • 00:01:07agenda rundown:
  • 00:03:51bitcoin leverage: MSTR’s capital stack and strategic asset breakdown
  • 00:08:55law of large numbers: market dynamics and shifts in the playbook globally
  • 00:16:50EOY BTC holdings predictions: reflecting on initial predictions & re-evaluating possibilities
  • 00:19:05S&P 500 catalyst: capital surges and strategic timing with indexes
  • 00:25:05credit hierarchy: analysis of the capital stack & the creation of the credit curve
  • 00:27:48risk premium: preferreds closing in on the risk-free rate
  • 00:32:10pricing curve: preferreds moving from distressed to fair value
  • 00:40:44strike convertibility: upside, dividends, and embedded call options
  • 00:49:11liquidation logic: how claim seniority impacts bitcoin instrument value
  • 00:56:10investor psychology: simplicity and yield driving adoption of new tools
  • 01:03:45capital stack math: bitcoin CAGR vs. risk-free rate over time
  • 01:09:15software business hiring reflex: why bitcoin-focused firms attract top software talent
  • 01:15:20$STRF architecture: CAGR assumptions that outpace risk-free rate indefinitely
  • 01:17:30$MSTY obsession: risk/reward breakdown and the impact of slippage
  • 01:24:40market evolution: strike as self-replicating perpetual call option & importance of scale
  • 01:29:05index fuel: index inclusion as rocket fuel & MSTR’s scale advantage with BTC moat
  • 01:34:20buybacks vs. bitcoin: what Apple and Chevron could’ve gained
  • 01:46:35earnings per employee: the reality of earnings powered by Bitcoin
  • 01:50:20final thoughts:

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